How to Save Money on Your Next Family Vacation

The family vacation is an annual rite of passage, one where mom and dad pack up the car, pile in the kids and head down the road for a week or two away from home. These days, families are just as likely to head to the airport to begin their trip, perhaps taking in a timeshare or hooking up with a cruise to mix things up.

Family vacations can bust any budget, but you can save money on your next vacation, provided that you plan early and begin setting aside some cash right now.  Our how to tips can be taken individually or collectively to yield the biggest savings for you and your family.

1. Hold a family meeting. Why not get everyone’s input this year on where the family will be vacationing? Unless you have property at the shore or a timeshare in the mountains, you may want to consider a new option. Gather the family together, ask for their input and then choose a vacation that everyone agrees on and one that you can afford.

jumping2. Make reservations early. Early planning will save you money. That is why many people make their summer reservations the winter before. In some cases a full year earlier. If your vacation involves a trip to a theme park, get online to learn if there are early booking discounts available. Consider discounts that might be available through your place of work, or through AAA and AARP. Search for coupon codes and use these when buying your tickets.

3. Start saving money. Sit down and budget what your vacation will cost you. Add up the cost of your hotel stay or home rental, meals, transportation to and from your destination and all related costs. If your total is $2,400 for example, then begin to save toward that amount. If you vacation is 24 weeks away, then you must set aside $100 per week toward your trip. Once your vacation is over, start saving for your next one. Set up a vacation account and diligently fund it week after week.

4. Shop early, begin packing. Plan to buy most everything you need before you leave. If your trip involves domestic travel by car, you can bring it with you. If you are flying, then consider the cost of checking your baggage. If you are traveling internationally, then you will have to restrict what you can bring with you. Shop for clothing, beach supplies and other items early. You will have numerous sales opportunities from now until when you are to leave.

5. Bring along your food. Vacationers traveling to the shore or mountain can save a bundle by bringing most of their food with them. Shop ahead, with plans to bring most of the food that you will need while away. For perishables, you can fill up a cooler and ice everything down. If you’re worried about your food spoiling, include a small block of dry ice. Fill your prescriptions before hitting the road. Bring along important phone numbers including your physician information. Your health insurance cards should be up-to-date too.

6. Consider the shoulder months. Family vacations can get expensive, especially if your trip away is in July or August when most Americans decide to go away. If your school or personal schedule allows for it, consider the shoulder months to take your trip. June travel costs are generally lower than July and September travel is lower than August, especially after Labor Day. If you are taking a cruise, choose an all-inclusive cruise in the off-season. Your costs can come in lower than the vacation stay at the beach. Save money on your cruise by booking an inner cabin too.

7. Cut your accommodations cost. If you are strapped for cash and need a place to stay at a lower cost, always opt for the cabin over the hotel. If possible, stay with someone you know at or near your destination. If you live in an area that may be desirable for visitors, then consider a house swap.

Vacation Considerations

When flying to your destination, you can save money on your vacation costs by bundling your package. That means including your airfare, hotel stay and car rental in one package to gain the best possible savings across the board. Finally, don’t over schedule yourselves. Your time away should be relaxing with a focus on enjoying each other’s company and returning home refreshed.

Author Information

Jay Allen writes for Lazydays, a RV Superstore which offers recreational vehicle enthusiasts a place to search motorhomes for sale, stay at a campground, or service their RV.

Small Business Online Shopping Tips

Let’s face it: if you operate a small business, even a one-person freelance operation, then you understand how critically important it is these days to conserve cash. Given that you work from home or in a small office, your office supply expenses may not be terribly high. Still, when it comes to buying toner, updating an expensive software program, shopping for new computer equipment or purchasing mailing supplies, your costs can easily spiral out of control.

One important way to control your small business expenses is by online shopping. The following tips can help you reduce your office supply overhead, through mostly through proven online means.

1. Shop for discounts. Every major office supply retailer has a presence online. Instead of schlepping off to your local retailer, you can buy what you want from the convenience of your personal computer, mobile phone or a tablet and have these items sent to your mailing address.

mouthMost retailers will give you free shipping when your order tops a certain amount such as $50 or $75. Sometimes the discounts online are better than what you would find in a store so compare prices before heading to your retailer. If sales tax is charged, you will want to find savings elsewhere to offset the shipping costs.

2. Apply those coupon codes. Most every retailer will offer one final discount at the register. Such coupon codes allow you to reduce your already low costs by taking a final discount. Discounts typically start a 5 percent and can easily top 20 percent or more.

Coupon codes are found in retailer mailings and are sometimes included in other promotional materials. Third-party sites that aggregate this information are also good places to look. Find your best discount and put in your code at the checkout to reap amazing savings.

3. Savings rewards. Some retailers encourage your loyalty and will present loyalty cars for your purchases. These work the same way as supermarket cards do by allowing you enjoy coupon savings without the coupon.

Expect your retailer to offer you a card with perhaps an extra special discount up front. Then, simply keep your card or code handy for future discounts. You may also be rewarded with deeper discounts the more often you shop with the retailer.

4. Avoid sales tax. Your state’s sale tax can easily add six or seven percent to your office supply bill. One way to avoid this cost is to buy your year’s office supplies the same weekend your state has its annual “back to school” tax-free holiday.

Take note of school supplies and office supplies that are the same and buy these at tax-free time. These items include sticky notes, pens, pencils, writing pads, paper, glue, paper clips, highlighters, clip boards, note books, filing pockets, folders and much more. Some items, such as a new computer or a printer, may not be covered. Keep your receipt with your tax record — only deduct those goods used strictly for your business operation.

5. Go electronic. You can trim your mailing costs automatically and the biggest way is by resolving not to send documentation by mail if possible. This option does not bode well for the postal service, but then you are not expected to prop up this financially stressed institution by your lonesome.

Wherever possible, instead of printing out your documents, save them as PDFs. This sensible approach means that you won’t use paper and an envelope. Nor will you buy a stamp. Instead, you will write an email and attach your document for your recipient’s review and record-keeping.

Fax machines may seem like technological dinosaurs, but if you have one then keep using it. Whether faxed or scanned, a document that is sent electronically with your signature on it is as legitimate as one that you receive by regular mail. Plus, it gets there faster.

Shop With Care

Of course, one of the best ways to reduce your small business shopping expenses is crafting a budget to reflect what you need to spend in a given year. Review your items to find out which ones can be eliminated or where the purchase might be put off. You can also consider dollars stores, outlet shops and other discounters when you want to add these options to your discount shopping initiatives.

Author Information

Jason Benton is a personal shopping assistant who loves hunting down a good bargain. Jason enjoys sharing his tips on shopping websites. Visit Cheap Sally for weight watchers discounts.